Funding Your Education

Queen's University and the Faculty of Law are committed to ensuring that a legal education remains financially affordable to students. In Ontario's environment of regulated tuition fees for professional schools, we are actively engaged in enhancing and developing programs to provide our students with various forms of financial assistance. Of all Canadian universities, Queen's consistently ranks among the top for the percentage of its total budget spent on student assistance.

Tuition Fees

Tuition Fees	2008-2009	2009-2010
New Incoming Domestic Students First year law students Common Law-Civil Law combined program New upper year students: Transfer, Letter of Permission and NCA Students	$11,290	$12,191
RETURNING UPPER YEAR STUDENTS YEAR 2	$10,870	$11,740
RETURNING UPPER YEAR STUDENTS YEAR 3	$10,470	$11,305

NOTES Tuition rates for international law students can be see at http://www.queensu.ca/registrar/fees/ug-intnl.html. Tuition rates for first year students in the M.I.R./J.D.. and M.P.A./J.D.programs registered as domestic graduate students can be seen http://www.queensu.ca/registrar/fees/grad-dom.html. Total undergraduate fees include the tuition fee as well as student activity fees and the student assistance levy. For 2008-09, this figure is $1,012.61. Domestic tuition rates quoted are for full-time registration of law students who are Canadian citizens, permanent/landed residents, native persons and exempt international students. Full details about tuition rates and ancillary fees, as well as fees for part-time registration can be seen at http://www.queensu.ca/registrar/fees/index.html. The Board of Trustees reserves the right to make changes in the scale of fees if, in its opinion, circumstances so warrant. Tuition rates for 2008-09 are estimated based on the maximum permissible increases according to current governmental regulations.

Cost of Attendance

When selecting a school, we know that the cost of attendance is a crucial factor. Please note that to some extent, the amount it costs to attend Queen's depends on the choices you make. See the chart below for guidelines for the living expenses for the 2006-07 academic year. The ranges provided under living expenses reflect personal lifestyle decisions.

Living Expenses
BOOKS AND SUPPLIES (if leasing a computer from Queen's, you should budget an additional $1,000-$1,500 per year)	$1,720 - $2,000
LIVING EXPENSES Rent/Utilities Food Personal Expenses Clothing/Laundry Recreation Transportation	$6,810 - $10,420 $3,720 - $6,040 $1,470 - $1,720 $400 - $680 $480 - $560 $500 - $700 $240 - $720
i) A portion of the student activity fee subsidizes "Bus-it" to allow Queen's students unlimited free access to city buses from September until April ii) All costs based on a single full-time student with no dependents for an eight month school year iii) Costs for rent/utilities vary from sharing accommodations to renting a one-bedroom apartment

Financial Assistance

Financial assistance programs and services available to Queen's students are administered by the Office of the University Registrar (Student Awards). These programs and services include Scholarships, Awards and Prizes, Bursaries, Government Student Loans and Grants, the Work Study Program, Student Lines of Credit and Financial Advising. Please see below for a summary of each, and consult the Student Awards website at http://www.queensu.ca/registrar/awards/ for full details.

Scholarships, Awards and Prizes

In recognition of the academic excellence achieved by students accepted to, and enrolled in Queen's Law, a multitude of merit-based awards have been established. We thank our numerous donors for their continuing generous support in funding these awards and in creating new award funds each year. See the Queen's Student Awards website for full details at http://www.queensu.ca/registrar/awards/toolbox/LawAwards.html.

Queen's University also offers a number of General Scholarships, Awards and Prizes for which law students are eligible. See the Queen's Student Awards website for full details at http://www.queensu.ca/registrar/awards/toolbox/LawAwards.html. Furthermore, we ensure our students are aware of the host of available merit-based awards which are administered and offered by organizations external to Queen's University.

Bursaries

Bursaries are non-repayable grants available to students in all years of study who have a demonstrated financial need. To fund education and living costs, students often receive further assistance from other sources such as government loans, a personal loan or a line of credit. Law students are eligible for Faculty of Law Bursaries funded from our generous donors and for Queen's General Bursaries. To be considered for either type of bursary, students must complete a General Bursary Application form from the Student Awards Office in early September. Awards Officers are available to meet with students who find themselves in an emergency situation requiring immediate financial assistance. See the Queen's Student Awards website for the application form at http://www.queensu.ca/registrar/awards/toolbox/LawAwards.html.

More than 65% of Queen’s Law students qualify for bursaries each year. Interim statistics from 2006-07 indicate that our students received $1.5 million in bursary funding. Entering first year students received an average bursary of $4,012, which represented 40% of the amount of tuition. Approximately 15% of first year students received merit-based entrance scholarships worth over $145,000 in total. Upper year students received an average bursary of $5,477, which represented 59% of the amount of tuition. This demonstrates the Queen’s commitment to meet increasing need as students progress through their studies in the J.D. degree program. In 2006-07, approximately 20% of law students received bursaries worth 75% to 100% of tuition.

Government Student Loans and Grants

Canadian citizens or permanent residents studying at the post-secondary level are eligible to apply for student financial assistance from the federal and provincial governments. This assistance is generally offered in the form of non-repayable grants and repayable loans on the basis of demonstrated financial need, and is intended to supplement student and family resources. Students from Ontario apply through the Ontario Student Assistance Program (OSAP), http://osap.gov.on.ca. Out-of-province students apply through their home province. Links to all provincial programs are available from the Student Awards website http://www.queensu.ca/registrar/awards/government.html.

More than 60% of our students receive approximately $2.7 million in government loans and grants each year. In 2006-07 the maximum amount of government assistance available for an Ontario single student was $275 per week which translated into $9,350 for the period from September through April.

Work Study Program

Funded by Queen's University and the Government of Ontario, the objective of this program is to provide an opportunity for students in financial need to receive priority for certain part-time jobs, generally on-campus, during academic terms.

Student Lines of Credit

As another source of funding, you may wish to apply for a student line of credit or a personal student loan from a bank. These loans do not require a demonstration of financial need and provide special terms to assist the financing of your studies in a professional degree program. Many major banks now offer special programs to finance professional degree programs. Representatives of the Royal Bank of Canada and of Scotiabank have offered to provide advice and service at the downtown Kingston branches.

RBC Royal Bank, 65 Princess St. Kingston, Ontario
Representative: Rob Hamilton, Senior Account Manager-Priority Markets
tel 613.545.5763
email: robert.j.hamilton@rbc.com

Scotiabank Princess & Bagot, 143-145 Princess St. Kingston, Ontario
Representative: Gordon Davis, Small Business Adviser tel 613.530-2018
email: Gordon.Davis@scotiabank.com
website: http://www.scotiabank.com/cda/content/0,1608,CID9887_LIDen,00.html

Financial Advising

Awards Officers are available to advise you on financial matters including budgeting, and bursary and loan applications, as well as to assist you in financing your education.

For information and full details regarding financial assistance, please contact:

Office of the University Registrar
Student Awards
Gordon Hall, Queen's University
74 Union Street
Kingston, Ontario K7L 3N6
Tel (613) 533-2216
E-mail awards@queensu.ca
http://www.queensu.ca/registrar/awards/